A cyber scam targeting the State Bank of India (SBI), one of the world’s largest banks with 500 million customers, utilises an SMS or WhatsApp message asking recipients to download a malicious app that spoofs the SBI login to collect customer details and bank account information. The app employs anti-forensics to foil investigation. The article authors note the ease with which apps can be downloaded on Android devices, and argue SMS as a second-factor authentication is easily compromised.

The True Cost of Focusing on Cost Instead of Cost-Effectiveness
When payors consider only the cost of the medication and not the cost and risk to the patient, doctor, and healthcare system, the irony is


