Pay-as-you-go premiums, often shortened to “PayGo”, have significantly changed how businesses pay for workers’ compensation insurance. PayGo calculates the premium based on the actual payroll for each pay period, ensuring that workers’ comp costs align with business conditions and staffing levels. PayGo is most beneficial to industries with high employee turnover rates like janitorial, hospitality, and construction. The New York State Insurance Fund (NYSIF) surveyed PayGo users, with 95% recommending it to other businesses. PayGo was launched by NYSIF in 2016 and has been helpful to businesses during the economic challenges posed by the COVID-19 pandemic.

Mobile users face growing dangers as Hook v3 evolves into a ransomware, spyware, and trojan hybrid with unstoppable intrusion tactics – TechRadar
Mobile users face growing dangers as Hook v3 evolves into a ransomware, spyware, and trojan hybrid with unstoppable intrusion tactics TechRadar